Mr. Muthu Selvam is Vice President and Lead Software Engineer at U.S. Bank and an alumnus of the College of Computing and Informatics, University of North Carolina at Charlotte. With over 14 years of experience, he specializes in AI-powered frontend systems, cognitive fraud analytics, and digital banking transformation. He has authored scholarly publications in reputed international journals and conferences and actively contributes as a reviewer, session chair, and invited judge. His work bridges academia and industry, advancing secure, scalable, and human-centric financial technologies.