Dhivya Guru is a technology leader and researcher specializing in financial systems modernization and scalable enterprise architecture. With over 18 years of experience, she has led large-scale digital transformation initiatives across financial services, focusing on cloud-native platforms, workflow orchestration, and intelligent automation. Her research interests include AI-driven financial analytics and applied machine learning for real-time decision support. She has authored and co-authored international conference papers and book chapters and serves as a reviewer and technical program committee member for IEEE conferences. An IEEE Senior Member and active WIE leader, she advances innovation through research, mentorship, and professional service.