Kushal Bhatt is an independent researcher affiliated with California State University, Chico, based in California, USA. His research focuses on AI in Finance, Quantitative Finance, Business Information Systems, Information Technology for Business, and Financial Services & Engineering, with active involvement in these areas for the past 3–4 years.
He holds a Bachelor of Commerce in Financial Engineering and an MBA in Enterprise Information Systems from California State University, Chico. His strong interest in research and development, combined with a commitment to critically evaluating scholarly work, has shaped his path as an independent researcher.